Effective January 1, 2009
Account Fees
Check Fees
ATM / Debit Fees
Checking Account
Loan Applications
MasterCard
Account Fees
|
CASHIERS CHECK
Reissue Check
Stop Payment of Cashiers Check
|
$2.00 / Collections $20.00
$3.00
$28.00
|
| COPY OF STATEMENT |
$5.00 per month |
|
CURRENT HISTORY
PC generated account history print out for
the last 30 days. Fee is per account suffix.
|
$2.00 |
|
DORMANT ACCOUNT FEE
No account activity in the previous 12 mo.
|
$5.00 Per Month |
| EARLY WITHDRAWAL FROM CLUB ACCT |
$10.00 ea. withdrawal |
|
ESCHEAT FEE
60 mo. no activity except dormant fees,
remaining funds sent to State of Michigan
|
$30.00 |
| FOREIGN ITEM / CANADIAN CHECKS |
Discount Rate - plus $1.00 |
| MONEY ORDER (maximum amount $1,000) |
$2.00 ea. |
|
MONTHLY SERVICE FEE
Personal
Business
|
Free
$12.00
|
| OUTGOING FAX |
First page $2.00
additional pages $1.00 ea.
|
|
REOPEN CLOSED ACCOUNT
Member closed account in last 6 mo.
|
$15.00 |
| RESEARCH / BALANCING |
$25.00 |
| RETURNED MAIL (Bad Address) |
$4.00 |
| TAX LEVY / GARNISHMENT |
$50.00 |
|
TRANSFER
PC generated (example - NSF)
OR member requested phone transfer
|
$5.00 |
|
TRAVELERS CHECKS
Travelers Checks for ONE
Travelers Checks for TWO
|
1% of amount sold
1.5% of amount sold
|
|
WIRES
Domestic Outgoing
International Outgoing
CU to CU
Incorrect wire information
|
$15.00
$45.00
$15.00
$5.00
|
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Check Fees
| CHECK HONORED - COURTESY PAY |
$28.00 |
|
NSF CHECKS & ACH
Checks returned to CU for various reasons, NSF,
Refer to maker, Acct. Closed
|
$28.00 |
|
RETURNED ITEMS
Member deposited check into their MNFCU
account, check returned to CU NSF
|
$12.00 |
|
REDEPOSIT NSF CHECK - 1st notice of NSF
NSF check drawn on members account with
another institution. Payable from Self to Self
|
$12.00 |
|
CHECK CASHING FEE
No other services, less than $250 on deposit
|
$3.00 per Check |
|
NON MEMBER CHECK CASHING FEE
Cash check for non-member
drawn against a member's MNFCU account.
|
$5.00 per Check |
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ATM Fees
|
ATM TRANSACTION FEE
MNFCU ATM -NO fee / Use other ATMs - 4 Free per mo. -
$1.00 each additional ATM with CO-OP
Logo pay NO surcharge fees / Other ATM's
machines may assess fee
|
$1.00
|
| CARD REPLACEMENT FEE |
$5.00 |
| REPLACE PIN NUMBER |
$3.00 |
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Checking Account
| COPY OF CHECK |
$3.00 |
| COUNTER CHECKS |
$0.50 each |
| STOP PAYMENT |
$28.00 |
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Loan Applications
|
LOAN REAPPLICATION
Loan denied, re-applies within 3 months,
charged $40/ If now approved $40 returned
|
$40.00 |
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MasterCard
| CARD REPLACED (lost or damaged) |
$5.00 |
| LATE FEE (7 day grace period) |
$10.00 |
| NON-MEMBER CASH ADVANCE |
3% of Amount Minimum $2.00 Maximum $15.00 |
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