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Effective January 1, 2009


Account Fees
Check Fees
ATM / Debit Fees
Checking Account
Loan Applications
MasterCard
 

Account Fees

CASHIERS CHECK

Reissue Check

Stop Payment of Cashiers Check

$2.00 / Collections $20.00

$3.00

$28.00

COPY OF STATEMENT $5.00 per month

CURRENT HISTORY

PC generated account history print out for

the last 30 days. Fee is per account suffix.

$2.00

DORMANT ACCOUNT FEE

No account activity in the previous 12 mo.

$5.00 Per Month
EARLY WITHDRAWAL FROM CLUB ACCT $10.00 ea. withdrawal

ESCHEAT FEE

60 mo. no activity except dormant fees,

remaining funds sent to State of Michigan

$30.00
FOREIGN ITEM / CANADIAN CHECKS Discount Rate - plus $1.00
MONEY ORDER (maximum amount $1,000) $2.00 ea.

MONTHLY SERVICE FEE 

                                                                                                       Personal

Business

 

Free

$12.00

OUTGOING FAX

First page $2.00

additional pages $1.00 ea.

REOPEN CLOSED ACCOUNT

Member closed account in last 6 mo.

$15.00
RESEARCH / BALANCING $25.00
RETURNED MAIL (Bad Address) $4.00
TAX LEVY / GARNISHMENT $50.00

TRANSFER

PC generated (example - NSF)

OR member requested phone transfer

$5.00

TRAVELERS CHECKS

Travelers Checks for ONE

Travelers Checks for TWO

 

1% of amount sold

1.5% of amount sold

WIRES

Domestic Outgoing

International Outgoing

CU to CU

Incorrect wire information

 

$15.00

$45.00

$15.00

$5.00

 

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Check Fees

CHECK HONORED - COURTESY PAY $28.00

NSF CHECKS & ACH

Checks returned to CU for various reasons, NSF,

Refer to maker, Acct. Closed

$28.00

RETURNED ITEMS

Member deposited check into their MNFCU

account, check returned to CU NSF

$12.00

REDEPOSIT NSF CHECK - 1st notice of NSF

NSF check drawn on members account with

another institution.  Payable from Self to Self

$12.00

CHECK CASHING FEE

No other services, less than $250 on deposit

$3.00 per Check

NON MEMBER CHECK CASHING FEE

Cash check for non-member

drawn against a member's MNFCU account.

$5.00 per Check

 

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 ATM Fees 

ATM TRANSACTION FEE

MNFCU ATM -NO fee / Use other ATMs - 4 Free per mo. -

$1.00 each additional ATM with CO-OP

Logo pay NO surcharge fees / Other ATM's

machines may assess fee

$1.00

 

 

 

 

CARD REPLACEMENT FEE $5.00
REPLACE PIN NUMBER $3.00

 

 

 
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Checking Account

COPY OF CHECK $3.00
COUNTER CHECKS $0.50 each
STOP PAYMENT $28.00

 

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Loan Applications

LOAN REAPPLICATION

Loan denied, re-applies within 3 months,
charged $40/  If now approved $40 returned

$40.00


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MasterCard

CARD REPLACED  (lost or damaged) $5.00
LATE FEE  (7 day grace period) $10.00
NON-MEMBER CASH ADVANCE 3% of Amount      Minimum $2.00   Maximum $15.00


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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act